Best answer.
A lot of people cheat at some point in their lives, but most have the good sense to be less flippant about it. People who act like this are not the kind of people that you would want a relationship with anyway. You’re not rare, but they’re not common either.
I am perpetually shocked at how many people don’t understand marginal tax rates, and I truly think ignorance of them is used to confuse people about how wages work.